Payments from the maternal lump sum. Legal grounds for disposing of MSC funds

Exercise your right to receive a lump sum payment in the amount of 25,000 rubles from funds maternity capital All families who have received (or will receive the right to a maternity capital certificate before September 30, 2016) and have not used the entire amount of capital for the main areas of capital expenditure can apply*. All holders of a maternity capital certificate residing in the Russian Federation can apply, regardless of how much time has passed since the birth of the child who gave the right to receive the certificate.

The application must be submitted directly to the territorial office of the Russian Pension Fund or multifunctional center, which has government services Pension Fund, no later than November 30, 2016. The application indicates the SNILS number of the certificate owner, as well as the series and number of the certificate for maternity capital. When visiting the Pension Fund or MFC, you must have an identification document with you and a bank certificate about the account details, to which 25,000 rubles will be transferred in a single payment within two months, or a smaller amount if the balance of maternity capital is less than 25,000 rubles. Also, when submitting an application in person, the Russian Pension Fund recommends having personal documents with you: a certificate for maternity capital and a certificate of compulsory pension insurance. Families can use the money received for any needs at their discretion.

Families entitled to maternity capital who have not previously applied to the Pension Fund for a state certificate can submit an application for a one-time payment simultaneously with an application for a certificate for maternity (family) capital during a personal visit.

From July 1, 2016, an application for a one-time payment from maternity capital funds can be submitted to electronic form via the Pension Fund website. This service can only be used by citizens who have a confirmed account on the Unified Portal of State and Municipal Services (gosuslugi.ru). When submitting an application electronically, a citizen’s personal visit to the customer service is not required.

Today, maternity capital is rightfully considered key financial assistance from the government Russian Federation.

Over the past 5 years, the demographic situation in the country has been catastrophically deteriorating. This is due to the difficult situation of the country's economy, and as a result, the lack of money necessary to raise a child.

That is why the maternity capital program was created, which is aimed at helping young families raise their first child.

Legislative regulation of the issue

The definition of maternity capital means targeted financial assistance to the family into which a child was born. It doesn’t matter what kind of account it is, every family can receive this certificate.

According to current legislation, maternity capital can be spent after the child reaches 3 years of age. The exception to this is the presence of mortgage lending.

It is important to note that the total amount of maternity capital for all families is the same; this is not affected by the social status and financial situation of the family.

In 2016, there were some changes in the law on maternity capital that made it possible to increase its size. Thus, its size today is 475,000 rubles.

Purposes and methods of issuing funds

Today, the law of the Russian Federation provides lump sum payment for maternity capital in the amount of 25,000 rubles.

The remaining funds are allowed by law to be spent in such direction, How:

improving the family's living conditions;
child education (kindergarten, school and other educational institutions);
to form a pension for a young mother.

According to studies, more than 97% of young families use maternity capital to purchase housing. Besides, latest changes, which were introduced, allow the use of maternity capital, in addition to spending on a child, only for the purchase of housing. Everything else is strictly prohibited.

But, despite this, by the end of the year, several more changes will be made that will allow it to be used for medical treatment, as well as purchasing a car for the family.

Goals and size of the lump sum payment

The legislation of the Russian Federation provides for a one-time payment of part of maternity capital in the amount of 25,000 rubles.

However, the legislation does not have clear recommendations on where they should be sent.

Thus, you have the right to use them at your own discretion, namely:

purchasing food;
to pay off loans;
shopping for clothes or other needs.

List of required documentation

In order to receive a lump sum payment without much difficulty, it is enough to contact the Pension Fund.

You must have these with you documents, How:

recipient's passport;
maternity capital certificate;
child's birth certificate;
a passbook in the name of the mother.

The Pension Fund will need to write statement of intention to receive a lump sum payment for maternity capital in cash.

The payment is made regardless of the financial situation in the family and is issued when necessary.

Procedure for registration and receipt

Young families who have a maternity capital certificate are entitled to receive a one-time payment in the amount of 25,000 rubles.

Registration procedure is as follows:

Preparation of the necessary documentation (the list is indicated above);
The child’s mother applies to the Pension Fund with a completed application, to which the entire package of documents is attached;
The Pension Fund reviews all documents for errors and other troubles;
If everything is correct and the mother is allowed to receive a lump sum payment, the funds go to bank card within a few days;

It is worth noting that a one-time payment is made by crediting to a bank card; it cannot be received in any other way.

There are no fees charged when withdrawing money from the bank.

Regarding statements, then it will be necessary to indicate:

Passport details of the applicant;
Bank details for transfer of funds;
Residence address;
Information on the issued certificate;
Actual place of residence.

This is not the entire list that is indicated in the application. In order to be as prepared as possible when applying for a lump sum payment, it is enough to look at a sample application to find out in advance about the list of all fields that must be filled in without fail.

Provided that the application is correctly completed, a lump sum payment will be transferred to the bank account specified by the applicant within a month.

Online registration procedure

As you know, you can receive a one-time payment of 25,000 rubles from maternity capital. To do this, it is not necessary to go to the Pension Fund and fill out an application. Everything can be done via the Internet. The procedure is quite simple and does not take much time.

Procedure is as follows:

Waiting times

The waiting period for a lump sum payment after submitting all necessary documentation in accordance with current legislation should not exceed more than 35 calendar days.

Payment decision accepted by the Pension Fund no later than 30 calendar days.

The decision on payment or its refusal must be delivered to the recipient no later than 5 calendar days after the decision is made.

Possible reasons for refusal

The key reason that can serve reason for refusal upon payment, there may be a lack of any of the documents. In particular, many people forget about a copy of their passport (if the service is issued via the Internet).

Besides this, the reason for such a refusal in most cases can serve:

termination of rights to maternity capital;
Article 2 of the law of the Russian Federation. In this case, the reason for the refusal may be any changes in the issue of maternity capital payments;
taking away a child.

Latest changes and news in this matter

Regarding latest news, which are related to maternity capital, then there have been some changes in the legislation on the conditions for their registration.

From the beginning of 2016, this capital can only be used to improve housing conditions. This is primarily due to the fact that today many young families do not have their own corner.

In November 2015, the President of the Russian Federation signed a law that implies additional government support measures for families with children. This law was adopted unanimously at all levels of government.

It states that disabled children have every right to free purchase of necessary medical equipment, the rehabilitation process with which will help to quickly restore injuries received in 1 year of life or congenital.

However, the rehabilitation program has not yet been approved by the Ministry of Health and therefore the Medical and Social Commission cannot make any decisions. This law will allow any product or service in all regions of the country intended for rehabilitation to be provided free of charge.

According to the government, every family will be able to fully experience all the benefits of this bill in October of this year.

In addition, the law provides for the possibility of using maternity capital received from the first child for the second.

An example of this is a simple situation. The mother gave birth to a second child, who was recognized as disabled. If she has a second child, in particular maternity capital, she has the right to spend all the money on a disabled child. It is worth keeping in mind that all financial expenses of maternity capital from the second child will be compensated by the state in full.

Regarding the question indexing, then this is not planned by the government this year. According to the adopted resolution, indexation will be carried out in 2017, after which the amount of maternity capital will be about 507,000 rubles.

According to Olga Golodets, the indexation of the lump sum payment is planned for the second half of 2016. This is primarily due to the goal of improving the quality of life due to the unstable economic situation. But it is unknown when exactly this process will take place in the government.

The procedure and rules for providing a lump sum payment from maternity capital are discussed in the following video:

May 3, 2016 new law on providing a one-time payment of 25 thousand rubles to all families(without taking into account criteria of need), whose right to maternity capital appeared before September 30, 2016 inclusive, was submitted by the Government for consideration to the State Duma. On June 8, 2016, at the next plenary meeting of the State Duma, the introduced bill was considered and adopted in the second and final reading. June 23 federal law was signed by President Vladimir Putin and officially published.

Committee State Duma on issues of family, women and children, minor amendments were proposed to the text of the law for the second reading, the main of which concerns the establishment of a shortened period for the entry into force of the law - from the date of its official publication.
Even though the law came into force on June 23, in many regions of the country applications began to be accepted a week late - only from July 1. At the same time, it became possible to submit an application online on the official website of the Pension Fund.

New Internet services in Personal account on the Pension Fund website also allows all citizens without leaving their home.

The text of the new law can be found in detail below. Its validity period is provided until December 31, 2016, however, it will be possible to submit an application only until November 30 inclusive.

In fact, the repeated payment is intended to increase the social protection of families with children living in the country in conditions of the economic crisis. According to the Government, this will help counteract the increase in the number of poor families by compensating for the high level of inflation and falling incomes of the population.

Application and documents for registration of 25,000 from maternity capital

The rules for submitting an application to receive a repeated lump sum payment from maternity capital in the amount of 25 thousand rubles and the procedure for its implementation by the Pension Fund authorities were approved by order of the Ministry of Labor and Social Protection. Detailed description of the procedure with all necessary documents and samples of certificates and statements are provided on our website.

June 17, 2016 on the government website for posting information on the preparation of regulations was posted, which sets out the new Rules for submitting an application by citizens to receive a one-time payment of 25,000 rubles and the Procedure for its implementation by the Pension Fund authorities.

Last year, the law on a one-time payment from maternity capital was finally adopted in the second reading on April 10.
After 5 days, the document was approved by the Federation Council and sent to the President for signing.
On April 20, the law was signed by Vladimir Putin and the very next day published on the official Internet portal of legal information.
However, since the text of the law itself did not establish special order its entry into force, its effect began only 10 days from the date of official publication - from May 2, 2015.

Thus, from the moment last year’s law was adopted by the State Duma in the second reading until it came into force, 3 weeks. If a similar schedule is followed this year, then families should prepare to submit an application to the Pension Fund no earlier than July 1- exactly 3 weeks after the consideration of the law in the second, as expected, final reading, scheduled for June 8.

At the same time, compared to last year, the time frame for receiving a repeat lump sum payment will be reduced by 2 times:

Previously, an application could be submitted to the Pension Fund in the period from May 2015 to March 2016 inclusive, i.e. for full 11 months;
provides the opportunity to contact the Pension Fund with documents for the payment of 25 thousand only within 5-6 months- from the moment the document comes into force (expected within the next month after adoption in the State Duma, signing by the President and official publication) until November 30, 2016.

At the same time, the number of potential recipients will not change compared to last year - it is planned to accept about 2 million applications from families with children who have not fully spent the funds under the certificate or received the right to it before September 30, 2016. This, neither more nor less, is about 20 thousand applications daily nationwide every weekday!

In such a short time in such huge quantities this has never been done before, so it is expected that the queues of parents at the Pension Fund offices throughout the entire period of accepting documents will be huge, and interruptions in the transfer of funds after approval of applications will be longer.

Due to a separately adopted law, families with two or more children, subject to the birth of one during the specified period, have the opportunity to receive 25,000 from maternity capital in 2018 in cash.

Features of the adopted law

The law on 25,000 from maternity capital was adopted in 2018 on June 8. After the standard procedure of approval by the Federation Council (June 15) and signature by the President, it was posted on the legal information website. This implies publication in official sources, which guarantees its entry into force on June 23.

Additional provision

Simultaneously with the approval procedure, the Ministry of Social Protection published additional provisions on the government services website regulating the procedure for interaction of structures with citizens regarding maternity capital (MC):

Rules for filling out and submitting an application;
List of required documents.
Principles of transfer of funds by Pension funds.

Conditions for registration of maternity capital

A completely logical question, whether it is possible to withdraw 25,000 from maternity capital in view of the new law, exists. As you know, a certificate is always issued taking into account certain principles:

The appearance of a second or subsequent newborn (adopted) in the family since 2007.
It is not possible to withdraw funds in cash.
It is permissible to use resources to improve conditions, taking into account the interests of children: mortgage for housing, education for children, transfer to savings towards a pension for the mother.
The request occurs after the day of birth three years later with some exceptions (mortgage).

Receiving cash legally

So, it is impossible to receive all maternity capital in cash, but a one-time payment of 25,000 rubles is allowed this year. This is due to a number of reasons.

As the President explained, such assistance to couples with children will help somewhat alleviate the difficult financial situation caused by the consequences of the crisis.

Increasing the amount from 20 to 25 thousand rubles

Since the country is experiencing a decrease in the income of the population, an increase in inflation and unemployment, maternity capital (payment of 25,000) in 2018 allows us to provide some social protection families, and reduces the number of citizens classified as poor. A similar type of law existed last year, but provided for the cashing out of 20 thousand rubles.

Procedure for applying for payment

The law describes the rules for issuing 25,000 from maternity capital according to the following criteria:

Owners of certificates received before September 30, 2018 inclusive are entitled to cash.
The dates of birth of children do not matter.
The time period required to wait to claim funds under the MK (the child turns 3 years old) is not taken into account in this situation.
If the account balance is less than the specified amount, it is permissible to receive the entire balance.
Citizens living outside the country are not able to cash out this part of the MK. When deciding whether in 2018 it was possible to receive a payment of 25,000 from maternity capital to persons living abroad, the Government proceeded from the need to support families who find themselves in the crisis of our country. But citizens living in other countries do not feel negative impact from him.
Owners who have already withdrawn 20 thousand rubles according to the law of last year have equal rights with other persons.

You can officially withdraw 25,000 from maternity capital in 2018

Thus, all families, regardless of the degree of need and the amount of funds already used, are in an equal situation and can receive 25,000 from maternity capital in 2018. Those who became the parents of a child who gives the right to issue a personalized paper in the current period also received this right. At the same time, they can simultaneously submit two applications at once: for the issuance of a certificate and for cashing out this amount.

When can you withdraw money?

The law also prescribes a cut-off date for withdrawing 25,000 from maternity capital – November 30, 2017. Citizens have less than six months to contact the authorities. Let us remind you that last time 20 thousand rubles in cash could be issued for a whole year, which allowed almost everyone to complete the procedure - about 70%. In the current period, due to the shortening of the period, some problems are expected. According to statistics from the past period, about 2 million families may apply for payment, which will most likely be accompanied by queues and a slowdown in the work of pension funds, because on average there will be up to 20 thousand requests per day across the country.

Where to contact

To relieve some of the workload Pension funds, the law defines several options for registration. A one-time payment of 25,000 from maternity capital in 2018 is possible through the following requests:

Territorial Pension Fund.
Centers providing state and municipal services.
Through post offices, taking into account confirmation of receipt and dispatch.
On the PF website through the Personal Account service.
Through the State Services portal.

The procedure for getting 25,000 from maternity capital in person and remotely is practically the same. The owner of the MK will need the same package of documents (only in one case these are photocopies, and in the other - scanned ones). Applications are not different at all and are allowed to be filled out in printed form using a PC or handwritten directly to the PF.

Application through State Services and Pension Fund

Within such a limited framework, the role of remote services becomes very significant. Today, citizens rarely resort to such resources due to mistrust and give priority to personal visits to the PF. Because of this, the time for approving applications and accepting applicants is slowing down. Therefore, experts advise turning to services for electronic submission of applications to the Pension Fund and the State Services portal in order to relieve the workload of the Pension Fund. This will allow everyone to receive a timely response.

It's worth remembering the main dates Until the end of the year, the law is in force and maternity capital is issued (25,000). You can apply to receive the money until November 30th.

If a baby was born this year, you can apply for a certificate only until September 30.

List of documents

Having chosen the application option, you need to prepare documents for 25,000 from maternity capital. The Rules developed by the Ministry contain the following list:

Passport An identification document of the certificate holder or an identity document of the legal representative and a power of attorney are required if the procedure is carried out through an authorized person. The document is needed to identify and secure a person’s right to submit an application, as well as to clarify his place of residence.
Information about the details for transferring money: bank name, INN, BIC, corr. account, recipient, account number. The latter must be opened in the name of the owner of the MK. You can provide this data using paper from a bank with full details(certificate of account opening) or an agreement for servicing this account.
Certificate will be required when applying for 25,000 from maternity capital to enter current data: number and series, branch of the issuing pension fund and date.
SNILS You will need to indicate your number.

It is worth remembering that the Rules have not yet been finalized and may be subject to change. Only after signature and official publication will they come into force. The Ministry has time to do this up to a month after publication of the order. Therefore, it is worthwhile to first clarify the list immediately before submitting an application.

Preparing copies for the application

When submitting an application for 25,000 from maternity capital in 2018, you must prepare copies of these papers. They will need to be attached to the application if the transfer occurs in person (to the Pension Fund or MFC). When sending documents by mail, photocopies must be certified by a notary. Using remote resources, papers are provided as scanned copies.

Rules for filling out an application

Applications for 25,000 rubles from maternity capital are not currently accepted. According to reviews, the order is expected on July 1, when admissions will begin. It is worth checking the information in advance. The deadline for approval and full functioning of all bodies is July 23.

Sample application for a one-time payment

There are usually no problems with filling out the application itself. This is a standard form where all the fields that require filling out are signed:

Name of the fund.
Last name, personal details.
Status (from the child's point of view: mother, father, guardian, child).
SNILS number.
Certificate number.
Who issued the certificate?
Identity document: number, date of issue, authority.
Place of residence as indicated in the registration document.
Actual residence.
Information about the representative, if registration takes place through him: personal, passport, registration data, paper certifying the right to represent the interests of the owner of the MK.
Amount to be issued. Withdraw 25,000 from maternity capital in 2018. Only those who have such a sum can do so. If this amount is no longer on the balance sheet, the full balance should be indicated. You can check it with the PF using the certificate number.
Details for transfer: BIC, INN, KPP, corr. account, bank name, transfer destination, account number.
Indicate the correspondence of the parameters: deprivation parental rights, the use of malicious actions towards the child, cancellation of the right to adoption, restriction of rights, taking away the baby.
List of papers attached to the application.
Signature.

Special attention to receive payment

So that maternity capital in 2018 and a one-time payment of 25,000 has been agreed upon, you need to follow the procedure according to all the rules:

The PF employee must check the compliance of the information entered by the applicant with the attached documents.
The application is assigned a registration number.
Reception date. Employee signature.
A receipt is filled out, which indicates the surname of the owner of the MK, application number, date and initials of the employee. It remains with the applicant.

Deadlines for receiving a lump sum payment

If the appeal occurs remotely, the receipt is sent by mail or electronically. To understand when you can get 25,000 from maternity capital, you should consider the operating procedure of the Pension Fund. The structure first checks the validity of the citizen’s appeal. If the conditions are fully met and up-to-date information about the owner is available, a decision is made to transfer the amount.

In this case, the PF is guided by the following principles:

The Pension Fund has one month to consider the application. Even when transferring papers for 25,000 maternity capital in the last days (before November 30), the structure still has until December 31 to respond, i.e. until the end of the payment law. The answer can be one of two: satisfy the request, refuse.
If the answer is positive, the transfer to the applicant’s account occurs within a month.
Having issued a refusal, the Pension Fund is obliged to send a notification within 5 days after the decision is made to the citizen’s postal address. If the request was made through electronic portals, the response will be sent by e-mail.

As you can see, withdrawing 25,000 from maternity capital will require maximum 2 months, which does not contradict the procedure and law of last year.

Results

So, thanks to the recently published law, it became possible to cash out 25,000 from maternity capital in 2018. When can I receive and send an application for at the moment not known for sure. All rules for interaction with applicants are expected to be approved by July 1. All owners who have sufficient funds have the right to money

It will be possible to receive a lump sum payment from the total amount of maternity capital this year. This is a one-time measure to support a family with children. In 2016, its volume will be 20,000 rubles, which can be obtained by submitting an application to the Pension Fund no later than March 31.

Features of the use of maternity capital

The family where the second or subsequent children were born has the right to apply to local authority Pension Fund with an application for the issuance of a certificate for maternity capital. This year its amount will be 475,000 rubles. It is not subject to any taxes.

Important! Every year the remaining amount in the maternity capital account is indexed. In this case, the certificate holder does not need to replace it.

The family acquires the opportunity to use the entire amount of capital only after the child for whom it was issued reaches three years of age. Application for transfer cash submitted to the local Pension Fund office. Along with it, an identification document of the certificate holder is presented. Maternity funds are transferred to the Pension Fund exclusively by non-cash payments. The transfer is made exclusively to an account in a Russian credit institution. Any are illegal.

Important! If you are offered to give money towards maternity capital, be vigilant. Such offers are often made by scammers. In addition, as noted above, such actions can lead to serious consequences, since they contradict current legislation. The owner of the certificate in such a situation is recognized as an accomplice to the crime and bears full responsibility for misuse of public funds.

If the certificate has been lost, its holder can contact the Pension Fund of Russia to obtain a duplicate.

Now the government of the Russian Federation is considering the possibility of expanding the intended purpose of maternity capital. For example, its use for treating children with disabilities or . These proposals aroused great interest among the population and received a lot of both positive and negative feedback from experts. The issue of limiting the use of this program is also being considered. A proposal was made to extend it only to families with average and low incomes, since they are in greater need of government support.

The Government of the Russian Federation decided to provide the opportunity to receive part of the funds from maternal money to maintain the financial condition of families with children. These funds have no intended purpose. In 2016, this measure will continue to be implemented according to the proven scheme of 2009-2010.

What is a lump sum payment and how to use it?

Over the course of several recent years Families with children are given the opportunity to receive a one-time payment from the amount of maternal money. Its size was previously 12,000 rubles. This year, the subsidy amount was set at 20,000 rubles. This is the amount that a certificate holder who has not spent it before 2016 can count on. If the balance on it is less, the actual remaining funds will be issued. Distributed this right only for those who are registered and live in the Russian Federation. Thus, if a Russian citizen permanently lives in another state, he will not be able to receive this amount.

Important! 20,000 rubles is the maximum subsidy amount. That is, parents, if necessary, can apply for payment of a smaller amount. The right to the remainder remains with the family and can be used at a later date.

The process of receiving a subsidy combines several stages:

Submitting a corresponding application to the Pension Fund or MFC at the place of registration of the certificate holder.
Carrying out the application approval procedure.
After receiving consent to pay a one-time subsidy, the money is transferred to the bank account specified in the application within a period of no more than 2 months.
The amount given to the family is deducted from the capital.

Unlike the entire amount of maternity benefits, a subsidy from them in the form of a lump sum payment can be used for any family needs without any restrictions. This subsidy is a measure social support provided by the state to the family. It has acquired particular relevance due to economic instability in the country. Please note that families in which the child for whom the certificate was issued is under 3 years of age can also receive this amount.

Receipt of a lump sum payment by a child

In some situations, the child for whom the certificate was issued also gains the opportunity to receive an appropriate payment from maternal funds. To do this, he must reach the age of majority or acquire full legal capacity immediately before December 31, 2015.

This rule applies if parents:

died or declared so;
deprived of parental rights in relation to the child for whose birth a certificate was received and the opportunity to use this measure of state support;
intentionally committed a crime against him against the person.

Receiving this subsidy is also possible when the adoption was canceled in accordance with the established procedure. These rules apply only if the parents have not previously used their right to a lump sum payment or have not completely used up their maternity funds.

When submitting an application to the local Pension Fund or MFC, you should also provide a document confirming the occurrence of one of the above cases: a death certificate, a court decision, or others.

To receive a one-time cash payment, the certificate holder should contact the Pension Fund no later than March 31, 2016. The opportunity to use part of the maternal funds is given to parents, regardless of when the child was born. The Government of the Russian Federation has set a deadline by which all applications from families must be considered and the money must be transferred - until June 1, 2016.